← All productsProBank module · Loan underwriting

The credit report,
inside the loan file.

Fetch an applicant's CIBIL report from the loan screen in ProBank, with their consent. The score, accounts, repayment history and enquiries are laid out for the branch, and the report is saved to the loan file for the committee.

probank.yoursociety.in/loans
CIBIL report · Ravi KumarPulled 09:41 today
762Good · 300–900
Active accounts3
Overdue₹0
Enquiries · 30 days1
Credit history6 yrs
Consent confirmed · OTPReport saved to loan file
1 clickFrom the loan screen
ConsentRecorded for every pull
PDFSaved to the loan file
All branchesOne central account
How it works

From application
to committee note.

Five steps the loan desk runs. Pick one to see it in ProBank.

probank.yoursociety.in/loans
Fetch credit reportLoan application LA-0418
ApplicantRavi Kumar
PANABCPK1234F
Mobile+91 ••••• 45612
LoanVehicle · ₹4,50,000
Fetch CIBIL report

Sample data. Illustrative screens.

Features

Lend on the full picture,
not a guess.

CIBIL score

The applicant's score, shown on the loan application.

Accounts

Existing loans and cards, with balances and lenders.

Existing EMIs

Current monthly obligations, for repayment capacity.

Payment history

Late payments by month across every account.

Enquiries

Recent applications with other lenders.

Consent captured

Applicant consent recorded before each pull.

PDF in the file

The report is attached to the loan for audit.

Role-based

Only loan staff with permission can request or view reports.

Who it's for

Better loans,
fewer surprises.

For the loan desk

  • No separate portal to log into
  • Report on screen in moments
  • Applicant details filled in

For the committee

  • Score and history in the file
  • Existing EMIs before sanction
  • Same view for every proposal

For management

  • Fewer NPAs from blind lending
  • Every pull logged and consented
  • One account across branches
Under the hood

One request,
straight into the loan.

The loan desk requests the report from ProBank, which calls the credit bureau over a secure connection. The response is laid out on screen and saved to the application and its audit trail.

  1. Loan applicationProBank loans
  2. Applicant consentOTP confirmed
  3. TransUnion CIBILCredit report
  4. Loan filePDF · summary
Consent on every pull

No report is requested without the applicant's recorded consent.

Need-to-know access

Reports are visible only to staff handling the loan.

Kept with the loan

The report stays on the application for audit and inspection.

Every pull logged

Who fetched which report, and when, is recorded.

Questions

Asked on
every first call.

Do we need our own CIBIL membership?

The society needs an arrangement with the bureau to pull reports. We'll help you set it up and connect it to ProBank.

Does pulling a report affect the member's score?

A lender's enquiry for a loan application is recorded on the report as an enquiry. That's why every pull is tied to a real application and the applicant's consent.

Can we fetch reports for guarantors?

Yes. Reports can be fetched for any applicant or guarantor on a loan, each with their own consent.

Where is the report stored?

As a PDF on the loan application in ProBank, alongside the summary the committee sees.

Does it work with e-KYC?

Yes. A PAN verified through e-KYC is used for the report request, so the right person is checked.

Put the credit report on every loan file.

We'll walk through a live CIBIL pull on ProBank and plan the bureau setup for your society.