CIBIL score
The applicant's score, shown on the loan application.
Fetch an applicant's CIBIL report from the loan screen in ProBank, with their consent. The score, accounts, repayment history and enquiries are laid out for the branch, and the report is saved to the loan file for the committee.
Five steps the loan desk runs. Pick one to see it in ProBank.
Sample data. Illustrative screens.
The applicant's score, shown on the loan application.
Existing loans and cards, with balances and lenders.
Current monthly obligations, for repayment capacity.
Late payments by month across every account.
Recent applications with other lenders.
Applicant consent recorded before each pull.
The report is attached to the loan for audit.
Only loan staff with permission can request or view reports.
The loan desk requests the report from ProBank, which calls the credit bureau over a secure connection. The response is laid out on screen and saved to the application and its audit trail.
No report is requested without the applicant's recorded consent.
Reports are visible only to staff handling the loan.
The report stays on the application for audit and inspection.
Who fetched which report, and when, is recorded.
The society needs an arrangement with the bureau to pull reports. We'll help you set it up and connect it to ProBank.
A lender's enquiry for a loan application is recorded on the report as an enquiry. That's why every pull is tied to a real application and the applicant's consent.
Yes. Reports can be fetched for any applicant or guarantor on a loan, each with their own consent.
As a PDF on the loan application in ProBank, alongside the summary the committee sees.
Yes. A PAN verified through e-KYC is used for the report request, so the right person is checked.
We'll walk through a live CIBIL pull on ProBank and plan the bureau setup for your society.