← All servicesS·04 · Decisions, grounded

Data & Analytics.

Dashboards, pipelines, and models that turn raw operational data into decisions your leadership team actually makes.

Most data projects fail because they answer questions nobody asked. We start with the decision, work backwards to the data, and ship dashboards and models that change what people do on a Monday morning.

Sources
Core, apps, files
Checks
On every load
Delivery
Dashboards & alerts

What you walk away with

  • A decision map

    The decisions you want to improve, the metric for each and the data behind it, agreed before we build.

  • Tested pipelines

    Source-to-warehouse pipelines with quality checks, freshness alerts and lineage.

  • Dashboards people use

    Role-based views for branch, region and board, with drill-through to the transaction.

  • Models with a scorecard

    Predictive models tested on your own history, monitored for drift after launch.

Capabilities

What we build
under this service.

Each engagement is scoped to your workflow, your constraints, and your users — but these are the capabilities we bring to the table.

01

Dashboards & BI

Purpose-built dashboards for operators, not analysts. One glance, one decision, one click to drill through to the underlying transaction.

  • Role-based views
  • Self-serve exploration
  • Embedded analytics in your apps
02

ETL & data pipelines

Reliable pipelines moving data from your core systems to your warehouse — with data quality checks and lineage baked in.

  • Batch and streaming ingest
  • Data quality monitoring
  • Schema evolution handling
03

Predictive modelling

Classical ML and modern foundation models applied where they earn their keep — default prediction, churn, anomaly detection, forecasting.

  • Model training and eval
  • Production serving
  • Monitoring and drift detection
04

Executive reporting

Regulator-ready reports and board packs generated from the same data source — no more spreadsheet discrepancies between teams.

  • Automated report generation
  • Versioning and sign-off
  • PDF and interactive delivery
Reference architecture

From raw rows
to the right decision.

A reference shape for a bank's analytics platform. Data is captured where it's created, checked, modelled once, and served to dashboards, reports and models from the same tables.

SourcesIngestStoreTransform & modelServeGovernance & monitoringpassedCore banking DBLoans · deposits · GLSpreadsheetsCSV · Excel uploadsApp eventsMobile · webPartner APIsBureau · paymentsChange captureCDC · batch loadersEvent streamReal-time eventsRaw zoneObject storageWarehouseModelled tablesQuality checksTests on every loadSQL modelsLoan facts · branchesFeature storeModel inputsModel trainingTrain · evaluateDashboardsBranch · portfolioRegulatory reportsRBI · NABARD · GSTRisk scoringDefault modelAlertsEmail · SMS · in-appAccess controlRow & column levelCatalog & lineageSource to reportPipeline monitoringFreshness · failuresModel monitoringDrift · accuracyBranch managerActs on the alert
  • Your systems / partners
  • Channel / app
  • Service
  • Data store
  • AI / model
  • Ops & governance
  • Person in the loop
  • Hover or tap any block for detail

A typical shape, not a template. Every engagement starts by drawing this for your systems.

In the product

What your managers
open every morning.

A portfolio-risk dashboard for a co-operative bank. Pick a region, the whole view follows, and accounts that need a call rise to the top.

analytics / portfolio-risk / daily
Analytics · Portfolio risk

Daily risk view

As of 12 Oct 2026Product · All loansRegion · All regions
  • All regions
  • Udupi
  • Mangaluru
  • Karkala
Gross loans₹ 0.0 Cr+2.1% vs last month
NPA ratio0.0%−0.2 pts vs last month
On watchlist0 accounts+12 this week
Collected today₹ 0.00 Cr92% of target
Overdue vs collected · ₹ Cr · 12 months Overdue Collected
012243648NovDecJanFebMarAprMayJunJulAugSepOct
Watchlistdefault risk · top accounts
  • LN-31207Brahmagiri0.78Salary credit stopped
  • LN-11893Mangaluru0.74Three part-payments
  • LN-27610Karkala0.69Bureau score fell
  • LN-09344Kundapura0.66One missed EMI
  • LN-30022Udupi0.61Overdraft at limit
LN-20418 added to watchlist · Brahmagiri branch manager alerted
  1. 01One number, one source

    Every tile traces back to the same warehouse tables, so branch and head office stop arguing over figures.

  2. 02Filter, then drill

    Pick a region or branch and every chart follows. Open a row to see the accounts and transactions behind it.

  3. 03Alerts with reasons

    Accounts join the watchlist with the factors that moved their score, not just a red flag.

Illustrative screens. Names and figures are sample data.

Our approach

How we
actually deliver.

01

Identify the decision

We start with the decision that needs making — then the metric, then the data. Dashboards without decisions are just wallpaper.

02

Build the pipeline

A clean, observable pipeline from source to dashboard — with freshness SLAs and data quality checks at every hop.

03

Embed in the workflow

The insight goes to where the decision happens — inside your app, in a weekly digest, or triggering an action downstream.

Engineering standards

Built in from v1,
not bolted on later.

Data quality

  • Tests on every load
  • Balances reconciled to the GL
  • Late and missing data flagged
  • Failed loads stop, never half-publish

Governance & privacy

  • Role, row and column-level access
  • Personal data masked outside need-to-know
  • Lineage from report back to source
  • Data stays in the region you choose

Reliability

  • Pipelines as version-controlled code
  • Freshness targets with alerts
  • Backfills without double counting
  • Model drift and accuracy monitored
Where it’s used

Real problems.
Real deployments.

Banking

Branch performance MIS

Daily branch-level dashboards tracking deposits, loans, and NPA — delivered to 450+ branches across India.

Operations

Default prediction models

Early-warning models on loan portfolios, flagging accounts likely to go NPA 90+ days before they do.

Compliance

Regulatory reporting automation

RBI, NABARD, and GST returns generated automatically from operational data — reducing month-end effort by 80%.

Technology

The toolkit
we reach for.

  • Ingest & transform
    • Python
    • SQL
    • Docker
  • Storage
    • PostgreSQL
    • MS SQL Server
    • MongoDB
  • Machine learning
    • scikit-learn
    • TensorFlow
    • LangChain
  • Delivery & infra
    • React
    • AWS
    • Kubernetes
Questions

Asked on
every first call.

Where does our data live?

In your cloud account or on your own servers, in the region you choose. We build the pipelines there; nothing is copied to our systems.

How fresh will the numbers be?

It depends on the decision. Branch dashboards can refresh through the day from change capture; board packs can run nightly. We agree a freshness target per dataset and alert when it's missed.

How do we know a prediction model is accurate?

Models are tested on past data held back from training, and we share the results in plain terms: how many risky accounts it caught and how many false alarms it raised. After launch we keep checking scores against real outcomes.

We already use a BI tool. Do we have to switch?

No. We can feed your existing tool from a clean warehouse, embed dashboards in your own apps, or build custom views where off-the-shelf tools fall short.

Can this produce our regulatory returns?

Yes. RBI, NABARD and GST returns can be generated from the same modelled data as your dashboards, with versioning and sign-off before submission.

Have a project in mind? Let’s talk.

Tell us where you are today and where you’d like to be. A 30-minute discovery call is usually enough for us to know if we can help — and if we can’t, we’ll point you at someone who can.