UPI & NACH
Full UPI stack — collect, pay, mandate — plus NACH for recurring debits. Integrated end-to-end with your core banking.
- UPI collect and pay
- Mandate (UPI AutoPay, E-NACH)
- Response and dispute handling
UPI, NACH, NEFT, RTGS, IMPS, and E-collection — one console, every rail, directly integrated with India's leading banking partners.
We've spent a decade making money move correctly for co-operative banks and societies. Direct integration with ICICI Bank and Yes Bank means no middleware, no reconciliation gaps, and no third-party aggregators sitting between your members and their money.
What you walk away with
UPI, E-NACH, NEFT, RTGS and IMPS through the bank's own APIs, with the paperwork handled for you.
Every bank statement line tied back to a transaction automatically, using your tolerance rules.
Bounces, mismatches and missing references routed to your ops team with both sides attached.
Every request, response and posting kept in an append-only ledger you can query.
Each engagement is scoped to your workflow, your constraints, and your users — but these are the capabilities we bring to the table.
Full UPI stack — collect, pay, mandate — plus NACH for recurring debits. Integrated end-to-end with your core banking.
Virtual account numbers, IMPS/NEFT inflows, and instant auto-credit — making inward collection as clean as outward payment.
Rails don't match themselves. Our reconciliation engine ties every bank statement line back to a transaction — automatically.
Every payment traceable, every response logged. Reports ready for audit, reconciliation, and regulatory returns.
A reference shape for a co-operative bank's payment hub. Channels raise requests, the hub talks directly to the sponsor bank, and every rupee is matched back to the statement.
A typical shape, not a template. Every engagement starts by drawing this for your systems.
A reconciliation console. The engine matches bank statement lines to ledger postings; people only see what didn't match.
UTR, amount, date and mandate reference are compared using rules you set, tolerances included.
An exception shows both sides and the likeliest match, so most are resolved in one click.
The day closes only when every line is accounted for, and the close itself is logged for audit.
Illustrative screens. Names and figures are sample data.
We handle the paperwork and technical integration with your banking partner — your team doesn't touch a single API doc.
Low-value pilot volumes first, real-time monitoring, and a rollback plan at every stage. Go-live with confidence.
Daily automated reconciliation against bank statements, exception dashboards for the ops team, and clean audit trails.
UPI collection and pay for members across 200+ banks — seamlessly linked to the member's ProBank account and statement.
Monthly contributions, loan EMIs, and deposit instalments collected automatically through E-NACH mandates.
Door-step collection officers digitising pigmy deposits and settling instantly through IMPS and UPI.
We integrate directly with sponsor banks, including ICICI Bank and Yes Bank, for UPI, E-NACH, NEFT, RTGS and IMPS. For cards and international payments we use gateways such as Stripe and Razorpay.
Every response is handled idempotently, so a repeated file or webhook never posts twice. A failed debit keeps its reason code, is reversed cleanly if needed and appears in the exception queue for your team.
Matching runs every time a statement arrives, as often as your bank provides one and at least daily. Your team sees exceptions as they appear, not at month end.
Integrations follow the sponsor bank's and NPCI's specifications, and every request, response and manual action is kept in an append-only log. An auditor can trace any rupee from the member's app to the bank statement.
We handle the onboarding with your banking partner, start with low-value pilot volumes, watch every transaction in real time and keep a rollback plan at each stage. Volumes ramp up only once reconciliation runs clean.
Tell us where you are today and where you’d like to be. A 30-minute discovery call is usually enough for us to know if we can help — and if we can’t, we’ll point you at someone who can.