← All servicesS·06 · Money movement

Payments & Collections.

UPI, NACH, NEFT, RTGS, IMPS, and E-collection — one console, every rail, directly integrated with India's leading banking partners.

We've spent a decade making money move correctly for co-operative banks and societies. Direct integration with ICICI Bank and Yes Bank means no middleware, no reconciliation gaps, and no third-party aggregators sitting between your members and their money.

Capabilities

What we build
under this service.

Each engagement is scoped to your workflow, your constraints, and your users — but these are the capabilities we bring to the table.

01

UPI & NACH

Full UPI stack — collect, pay, mandate — plus NACH for recurring debits. Integrated end-to-end with your core banking.

  • UPI collect and pay
  • Mandate (UPI AutoPay, E-NACH)
  • Response and dispute handling
02

E-collection gateways

Virtual account numbers, IMPS/NEFT inflows, and instant auto-credit — making inward collection as clean as outward payment.

  • Virtual account issuance
  • Instant credit notifications
  • Multi-bank aggregation
03

Reconciliation tools

Rails don't match themselves. Our reconciliation engine ties every bank statement line back to a transaction — automatically.

  • Auto-match with tolerance rules
  • Exception workflows
  • Daily and month-end closeouts
04

Compliance & reporting

Every payment traceable, every response logged. Reports ready for audit, reconciliation, and regulatory returns.

  • Immutable transaction ledger
  • Bank-statement ingestion
  • Audit trail and queries
Our approach

How we
actually deliver.

01

Rail onboarding

We handle the paperwork and technical integration with your banking partner — your team doesn't touch a single API doc.

02

Pilot and go-live

Low-value pilot volumes first, real-time monitoring, and a rollback plan at every stage. Go-live with confidence.

03

Reconcile and settle

Daily automated reconciliation against bank statements, exception dashboards for the ops team, and clean audit trails.

Where it’s used

Real problems.
Real deployments.

Co-operative banking

Member UPI collections

UPI collection and pay for members across 200+ banks — seamlessly linked to the member's ProBank account and statement.

Societies

Recurring dues via E-NACH

Monthly contributions, loan EMIs, and deposit instalments collected automatically through E-NACH mandates.

Financial inclusion

Pigmy collection digitisation

Door-step collection officers digitising pigmy deposits and settling instantly through IMPS and UPI.

Technology

The toolkit
we reach for.

  • UPI
  • NEFT
  • RTGS
  • IMPS
  • NACH
  • Stripe
  • Razorpay
  • PostgreSQL

Have a project in mind? Let’s talk.

Tell us where you are today and where you’d like to be. A 30-minute discovery call is usually enough for us to know if we can help — and if we can’t, we’ll point you at someone who can.